Step-by-Step: The Home Buying Process

Buying a home is one of the most exciting and sometimes overwhelming experiences in life. Whether you’re a first-time buyer or looking to upgrade, understanding each step of the process can help you move forward with confidence. Here’s a simple, step-by-step guide to help you navigate the home buying journey.

1️⃣ Get Pre-Approved for a Mortgage

Before you start house hunting, it’s important to know your budget.
Connect with a trusted local lender to get pre-approved this will help determine your price range and show sellers you’re a serious buyer.

2️⃣ Find the Right Real Estate Agent

Having a knowledgeable, full-time local agent on your side makes all the difference.
Your agent will guide you through each step, help you find homes that fit your needs, and negotiate on your behalf.

3️⃣ Start House Hunting

Now the fun part begins! Browse listings online and tour homes in person.
Pay attention to the home’s layout, condition, and location and don’t forget to consider commute times, schools, and nearby amenities.

4️⃣ Make an Offer

Once you’ve found your dream home, your agent will help you prepare a competitive offer based on current market conditions.
In Lima’s market, a strong offer often includes earnest money, a solid pre-approval, and realistic contingencies.

5️⃣ Schedule the Home Inspection

A home inspection gives you a clear understanding of the property’s condition before closing.
Your agent can recommend trusted inspectors in the Lima area who will check the home’s structure, roof, plumbing, and electrical systems.

6️⃣ Work Through Appraisal & Underwriting

After the inspection, your lender will order an appraisal to confirm the home’s value.
Then, your loan moves into underwriting, where the lender finalizes all the details before approving the loan.

7️⃣ Close on Your New Home

This is the moment you’ve been waiting for!
You’ll review and sign the final paperwork, pay any closing costs, and officially become a homeowner. 🎉

8️⃣ Move In and Celebrate!

Once the keys are in your hand, it’s time to move in, unpack, and start making your new house a home. 🥂

The home buying process doesn’t have to be stressful especially when you have the right team by your side.
If you’re thinking about buying a home in Lima, OH or the surrounding areas, our team is here to guide you from start to finish with expertise, communication, and care.

Garrett & Seth Real Estate Team
📍 Dye Real Estate & Land Company
📞 Seth Ciminillo: 419-302-2159
📞 Garrett Gatton: 419-604-6625

✨ Helping Lima families find home, one key at a time.